About Aangan
The instrument, not the intermediary.
Aangan is return-planning software for NRIs. You see your own numbers — corpus, U.S. retirement assets, taxes, your RNOR window, India cash flow, and the move itself — computed, on screen, yours. No advisor required. No assets to hand over.
And your plan stays alive. As deposit rates change, rules shift, and the world moves, Aangan keeps your modeled plan current — so it's still true when the decisions get real.
Why we built this
The blueprint we wish we’d had.
Built by NRIs, for NRIs.
Every NRI who came to the US for a Master’s knows this story. The 24-hour flight. The OPT clock. The H-1B lottery. The first lease, broken in panic when a contract ended. The H4 EAD wait. The I-140. The first house. The first child born on American soil. The slow realization that the heart has been looking back home for years.
We lived it too.
2006 · First flight
Visakhapatnam to Chicago O’Hare, 24 hours in the air, missing family before the plane landed; the Master’s dream that began with a freezing Chicago winter walk.
2008 · First move
Dallas to San Diego when the contract ended; two months’ rent in lease-break penalty, money I didn’t have; from there the moving never stopped.
2010 · Marriage
My wife, and now co-founder, joined the journey in Dallas; the solo grind became a team effort; then the long-distance years, her in Portland, me in St. Louis, both chasing contracts.
2017 · First house. First born.
Irving, TX; our first baby; we weren’t visitors anymore — but our hearts began looking back.
2026 · Why Aangan
June; after twenty years in the US, we returned to India. The experience revealed a problem we knew had to be solved.
Aangan is the blueprint we wish we’d had. For us. For every NRI who’s lived this. For every NRI who’s ready to go home.
Who builds it
Aangan is built by Kash Valiveti and Madhuri Dhavala — NRIs building the instrument they wanted for their own return to India.
Aangan is planning software — not a SEBI-registered investment adviser, and not investment, tax, or legal advice. Aangan helps you organize assumptions and model scenarios; confirm any decision with a qualified professional (CA / CPA / RIA).